Pricing

One plan is free. More plans, compare, and Monte Carlo are Pro.

The engine and the tax math are the same on both. Pro is the scenario part: more than one version of your future, the two of them on one chart, and the odds each one holds.

Free

One plan, for as long as you like.

Try it with a sample plan

Pro

$9 a month

Or $69 a year. Upgrade from the account page once you are signed in.

What is included	Free	Pro
Saved plans	One	As many as you want
Compare two plans on one chart	–	✓
The year card with both plans side by side, and what differs by age	–	✓
Monte Carlo: the odds a plan holds across 1,000 market runs	–	✓
The full engine: tax each year, 401(k) and IRA rules, mortgages, rentals, Social Security	✓	✓
The verdict for every plan	✓	✓
Projection to age 90, every year editable	✓	✓
Export or delete your data any time	✓	✓

Billing

How do I upgrade?: From the account page inside the app, once you are signed in. Checkout is handled by Stripe. We never see your card.
Can I cancel?: Yes, from the same page, at any time. Pro stays on until the end of the period you paid for, and your plans stay in your account after that. Only the first plan stays editable on Free.
Monthly or annual?: Monthly is $9. Annual is $69, which is about three months free. The first 100 annual subscribers pay $59 a year for as long as they keep the subscription.
Is there a trial?: Free is not a trial. One plan with the full engine stays free for as long as you use it. You can also try the planner without an account at all.